CASHMAX CONSUMER PRIVACY POLICY NOTICE
Rev. 07/12
FACTS WHAT DOES CASHMAX DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives customers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
• Social Security number and income
• Account balances, account transactions and payment history
• Credit history and credit scores
When you are no longer our customer, we continue to share your information as describes in this notice.
How? All financial companies need to share customer's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer's personal information; the reasons CashMax chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does CashMax share? Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s),
respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes -
to offer our products and services to you
No We don't share
For joint marketing with our financial companies No We don't share
For our affiliates' everyday business purposes -
information about your transaction and experiences
No We don't share
For our affiliates' everyday business purposes -
information about your creditworthiness
No We don't share
For our affiliates to market to you No We don't share
For nonaffiliates to market to you No We don't share
Questions ? Call (707) 474-9501 or go to www.cashmaxloans.com
What do we do
How does CashMax protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and building.
How does CashMax collect my personal information? We collect your personal information, for example, when you
  • apply for a loan or give us your income information
  • provide employment information or provide account information
  • give us your contact information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies
Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes-information about your credit worthiness
  • affiliates from using your information to market to you
  • sharing for non affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Cashmax has no affiliates
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • CashMax does not share with our nonaffiliates so they can market to you
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • CashMax does not jointly market.
Other important information
We will notify you if any of the information in this Notice changes.
 
CONSUMER NOTICE
Payday loans should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before considering payday loans. Services offered to California Residents only.

CashMax is licensed by the Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law and California Finance Lenders Law. Payday loans made pursuant to a Department of Business Oversight California Deferred Deposit Transaction Law License. Car title loans made or arranged pursuant to a Department of Business Oversight California Finance Lenders Law License. Customer cannot be prosecuted or threatened with prosecution to collect on a deferred deposit loan.
 
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