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How it works
Getting a payday loan from CashMax is fast, easy and secure. Here's how it works:

Step 1: Complete our easy loan application

Our loan application is fast, easy and secure. It only takes about few minutes. All you need to apply for a loan from CashMax is an email address, active checking account, and steady source of income.

Step 2: Sign your loan documents

Agree to loan terms by electronically signing your loan documents.

Step 3: Receive funds in your account

Your checking account will be electronically credited the next business day for application approved by 7:00 PM PT. Applications approved after 7:00 PM PT will be processed next day.
How much will the loan cost?
Deferred Deposit Transactions Sample of Fees/APRs
ANNUAL PERCENTAGE RATE
The cost of your credit as a yearly rate. (Assumes a 14-day term)		 ANNUAL PERCENTAGE RATE
The cost of your credit as a yearly rate. (Assumes a 30-day term)		 FINANCE CHARGE AMOUNT FINANCED TOTAL OF PAYMENT(S) NUMBEER OF PAYMENTS
456.25% 212.92% $8.75 $50.00 $58.75 1
456.25% 212.92% $17.50 $100.00 $117.50 1
456.25% 212.92% $26.25 $150.00 $176.25 1
456.25% 212.92% $35.00 $200.00 $235.00 1
456.25% 212.92% $43.75 $250.00 $293.75 1
460.08% 214.71% $45.00 $255.00 $300.00 1
Implications of Non-Payment of Loan
Late/Non-payment:If your payday loan payment is due and we're unable to withdraw funds from your checking account, the payment will be sent to collections. A $15 returned check fee may be charged; however, CashMax will not collect any additional fees.
Loan renewals: In accordance with California law, your loan must be paid in full by the due date. You are eligible to re-loan at any time once the loan is paid in full.
Collection practices: CashMax will collect in accordance with the principles of any applicable federal regulations at all times. CashMax may attempt to contact borrowers via one or more authorized methods, including phone calls and emails, to arrange for payment.
Impact to Credit Scores: CashMax may report late or missed payments to the credit bureaus. This can negatively affect your credit score. Consumers with credit difficulties should seek credit counseling.
License
State License

CONSUMER NOTICE
Payday loans should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before considering payday loans. Services offered to California Residents only.

CashMax is licensed by the Department of Financial Protection and Innovation pursuant to the California Deferred Deposit Transaction Law and California Finance Lenders Law. Payday loans made pursuant to a Department of Financial Protection and Innovation California Deferred Deposit Transaction Law License. Car title loans made or arranged pursuant to a Department of Financial Protection and Innovation California Finance Lenders Law License. Customer cannot be prosecuted or threatened with prosecution to collect on a deferred deposit loan.

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