How much can I borrow with CashMax?

You can borrow up to $255 depending on your income, and eligibility.

How long does it take to receive the loan?

If your application is approved by 9:00 AM PT, your funds will be electronically deposited into your checking account the same day.

What do I need to apply for a payday loan?

You will typically need a valid ID, proof of income, an active checking account, and to be at least 18 years old.

Fast, Easy and Secure!

Payday Loans Online

Loan Amounts from $50 to $255

All you need is an open checking account and a steady source of income

Apply online through our secure application system.

Upload documents instantly to complete your application.

Once approved, pick up cash in-branch right away or get a same-day ACH deposit if approved before 9 AM.

New Customer Sign Up

Frequently Asked Questions

What Financial Services does CashMax offer?

CashMax offers payday loans also referred as cash advances designed to assist with immediate, short-term financial requirements to California residents.

What is the maximum amount I can borrow from CashMax?

CashMax offers loans up to $255, in accordance with California state regulations.

How much do payday loans typically cost?

A payday loan typically costs around $17.50 for every $100 borrowed. For example, if you borrow $100 for 14 days, you'll repay a total of $117.50. This equals an Annual Percentage Rate (APR) of 456.25%.

Payday Loan Rates and Terms

How quickly can I receive my loan funds?

If approved before 9:00 AM PT, you can receive your funds the same day via bank deposit or pick up instant cash at a nearby branch.

What are the requirements to apply for a loan?

Government Issued ID and Social Security Number or ITIN
Active Email Address & Phone Number
Active Bank Account with Direct Deposits and Bank Statement
Proof of a steady source of recurring income

How do I repay my loan?

Repayment is typically due on your next payday. CashMax will debit the repayment amount from your checking account on the agreed-upon date or pay your loan in full before due date at any CashMax branch.

Can I extend or renew my loan?

CashMax does not offer loan extensions or renewals. Loans must be repaid in full on the due date.

What if I am having trouble repaying my loan?

You may be eligible for a no-cost Extended Payment Plan, which lets you repay your loan through smaller, more manageable payments over time. To find out if you're eligible, contact the store where you received your loan or call us at (707) 474-9501.

Is CashMax licensed?

CashMax is licensed by the Department of Financial Protection and Innovation pursuant to the California Deferred Deposit Transaction Law.

Deferred Deposit Transaction license

CONSUMER NOTICE

Payday loans are short-term loans that typically have repayment periods ranging from two to four weeks. Payday loans (also referred to as Deferred Deposit Transactions, Payday Advances, Cash Advances) should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before considering payday loans. Services offered to California Residents only.

CashMax is licensed by the Department of Financial Protection and Innovation pursuant to the California Deferred Deposit Transaction Law. Payday loans made pursuant to a Department of Financial Protection and Innovation California Deferred Deposit Transaction Law License. Customer cannot be prosecuted or threatened with prosecution to collect on a deferred deposit loan.

Online Payday Loans

Rates & Terms